Too many business owners do not have a business credit profile. Believe it or not, some business owners don’t even know what a D-U-N-S number or a Paydex Score is.  

Business owners often use their personal credit cards to offset business expenses. However, by doing this, they are putting their personal credit at risk. If something were to go wrong with the business, their personal credit would also be affected. 


You don’t have to put yourself in that position. With Leap21 you can secure business credit in 30 days and grow your business! 



There are times where you can use your personal credit to help your business. 

For example, if you have very good credit, low credit utilization, high credit limits (more than $3K) and you want to start a business you may qualify for the Leap21 Business Platinum. This package is designed for those who have a 680 or higher personal credit score. These individuals can receive up to $250K in business credit. This package is for both new and existing business owners.


Leap21 Business Services has business relationships with funding companies that specialize in Business Credit. Your personal score is only needed to fund your business initially. Notice I said SCORE… we don’t require financials or an income verification! The best part about this program is that these business credit lines will NOT report to your personal credit!



Personal credit is well… personal. You want to keep your personal credit lines out of your business as much as possible. The Leap21 Business Platinum package is designed to do just that. Having business credit will give you the personal protection you need and allow you to use your personal credit cards for personal spending. By doing this, you are able to keep your personal and business credit completely separated.

Benefits of Securing Business Credit in 30 days

  • Separates business credit from personal credit
  • Higher credit limits
  • Less stress and worrying about your personal credit
  • Doesn’t affect your personal credit profile
  • Funding typically received in 30 days
  • All businesses qualify
  • Allows you to grow your business 


By securing business credit in 30 days you are giving your business a better chance to grow. Obtaining these business lines will allow you to build, expand and invest in your business.

No sure what your personal credit score is? Click here to check your credit for $1.00. 

We certainly encourage you to maintain or restore your personal credit while building business credit. The fact remains, that you will always get higher credit card limits and loans when you have positive business and personal credit files.

There are other ways to secure business funding, however it takes more time. Still, Leap21 has packages where you can build business credit using your company’s EIN. You can find more information on how to do that here

You should now have a better understanding why business credit is so important for the growth of your company. The time is now for business owners and entrepreneurs to become more educated; motivated to change their credit situation and secure funding needed to grow their business. For personal protection, entrepreneurs and business owners should try to separate business credit from personal credit as much as possible. With Leap21 start building business credit from the beginning and you can establish the business credit profile you need to grow your business.