Graduations; preparing for next steps that may include college trade school or a ready job. Lets face it as a proud parent we can’t be excited enough. Seeing the fruits of our labor( and theirs) grow and venture off into life.

But what do we do to prepare our precious joys about the importance of credit?

I can recall my 1st day on college campus, a table was there with flyers to sign up.

You know what I did… I signed up! That’s right! First credit card, I was like oh yeah!

What I didnt realize is that what I spend I have to pay back! Well I had no money so , that didnt work out for me.

Years went by and first colllection letter in the mail!

WHATTTTT!

Who are these people and trying to collect what.

Long story short, have a conversation about credit as our children enter the new world of adult hood.